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Personal Deposit Rates

12/18/08
Community Club
Tiers Rate APY *
$0 to $4999 0.05 0.05
$5000 to $9999 0.05 0.05
$10000 to $24999 0.10 0.10
$25000 to $49999 0.15 0.15
$50000 to $99999 0.25 0.25
$100000 + 0.25 0.25

MINIMUM REQUIRED TO OPEN AN ACCOUNT IS $50. MINIMUM BALANCE TO EARN INTEREST IS $1.00. ANNUAL PERCENTAGE YIELDS ARE ACCURATE AS OF THE EFFECTIVE DATE STATED ABOVE. RATES MAY CHANGE AFTER ACCOUNT IS OPENED. FEES MAY REDUCE EARNINGS. 



Community Choice Plus
Tiers Rate APY *
All Balances 0.05 0.05

MINIMUM REQUIRED TO OPEN AN ACCOUNT IS $50. MINIMUM BALANCE TO EARN INTEREST IS $1.00. ANNUAL PERCENTAGE YIELDS ARE ACCURATE AS OF THE EFFECTIVE DATE STATED ABOVE. RATES MAY CHANGE AFTER ACCOUNT IS OPENED. FEES MAY REDUCE EARNINGS. 



Community Money Market
Tiers Rate APY *
$0 to $4999 0.05 0.05
$5000 to $9999 0.05 0.05
$10000 to $24999 0.15 0.15
$25000 to $49999 0.20 0.20
$50000 to $99999 0.30 0.30
$100000 + 0.40 0.40

MINIMUM REQUIRED TO OPEN AN ACCOUNT IS $50. MINIMUM BALANCE TO EARN INTEREST IS $1.00. ANNUAL PERCENTAGE YIELDS ARE ACCURATE AS OF THE EFFECTIVE DATE STATED ABOVE. RATES MAY CHANGE AFTER ACCOUNT IS OPENED. FEES MAY REDUCE EARNINGS. 



Premium Money Market
Tiers Rate APY *
$0 to $14999 0.75 0.75
$15000 to $49999 0.90 0.90
$50000 to $99999 1.04 1.05
$100000 to $249999 1.04 1.05
$250000 to $499999 1.04 1.05
$500000 + 1.04 1.05

MINIMUM REQUIRED TO OPEN AN ACCOUNT IS $50. MINIMUM BALANCE TO EARN INTEREST IS $1.00. ANNUAL PERCENTAGE YIELDS ARE ACCURATE AS OF THE EFFECTIVE DATE STATED ABOVE. RATES MAY CHANGE AFTER ACCOUNT IS OPENED. FEES MAY REDUCE EARNINGS. 



Community Savings
Tiers Rate APY *
$0 to $4999 0.05 0.05
$5000 to $9999 0.05 0.05
$10000 to $24999 0.10 0.10
$25000 to $49999 0.15 0.15
$50000 to 99999 0.15 0.15
$100000 + 0.15 0.15

MINIMUM REQUIRED TO OPEN AN ACCOUNT IS $50. MINIMUM BALANCE TO EARN INTEREST IS $1.00. ANNUAL PERCENTAGE YIELDS ARE ACCURATE AS OF THE EFFECTIVE DATE STATED ABOVE. RATES MAY CHANGE AFTER ACCOUNT IS OPENED. FEES MAY REDUCE EARNINGS. 



Health Savings Account
Range Rate APY *
$0 to $999 1.00 1.00
$1000 to $2499 1.24 1.25
$2500 to $4999 1.49 1.50
$5000 to $9999 1.74 1.75
$10000 + 2.23 2.25

MINIMUM REQUIRED TO OPEN AN ACCOUNT IS $50. MINIMUM BALANCE TO EARN INTEREST IS $1.00. ANNUAL PERCENTAGE YIELDS ARE ACCURATE AS OF THE EFFECTIVE DATE STATED ABOVE. RATES MAY CHANGE AFTER ACCOUNT IS OPENED. FEES MAY REDUCE EARNINGS. 



Certificates of Deposit
Range Rate APY *
0-5 Months 0.75 0.75
6-11 Months 1.24 1.25
12-17 Months 1.73 1.75
18-23 Months 1.98 2.00
24-35 Months 2.27 2.30
36-47 Months 2.47 2.50
48-60 Months 2.71 2.75

The same rates are in effect for IRA's 

ANNUAL PERCENTAGE YIELD IS ACCURATE AS OF THE EFFECTIVE DATE STATED ABOVE. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL, WHICH WILL REDUCE EARNINGS ON THE ACCOUNT. MINIMUM REQUIRED TO OPEN A CERTIFICATE OF DEPOSIT ACCOUNT $1,000. MINIMUM REQUIRED TO OPEN AN IRA CERTIFICATE OF DEPOSIT ACCOUNT $250. 



Certificates of Deposit - Special
Term Rate APY*
13-19 months 2.47 2.50
20-26 months 2.96 3.00
27-36 months 3.20 3.25

The same rates are in effect for IRA's 

ANNUAL PERCENTAGE YIELD IS ACCURATE AS OF THE EFFECTIVE DATE STATED ABOVE. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL, WHICH WILL REDUCE EARNINGS ON THE ACCOUNT. MINIMUM REQUIRED TO OPEN A CERTIFICATE OF DEPOSIT ACCOUNT $1,000. MINIMUM REQUIRED TO OPEN AN IRA CERTIFICATE OF DEPOSIT ACCOUNT $250. 


* Annual Percentage Yield 
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