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Health Savings Accounts

A Health Savings Account (HSA) is an alternative to traditional health insurance; it is designed to help eligible individuals with a qualified High Deductible Health Plan (HDHP) save for qualified medical expenses on a tax advantaged basis.*

  Minimum Opening Deposit Monthly Maintenance Fee Interest Bearing Minimum Balance to Earn Interest
Community Shores Health Savings Account $50.00 $2.00 YES (Click for RATES) $1.00

Features & Pricing
  • No setup or per item fees
  • Minimum opening balance is $50.00
  • Low monthly maintenance fee of $2.00
  • Earns interest on balances of $1.00 or more
  • Interest rates are tiered
  • Community Shores HSA Visa Check Card
  • Online Banking with free Bill Pay
  • Free 1st order of HSA checks; subsequent check orders at regular fee
  • Check imaging available with Online Banking and monthly statements
  • Telephone Banking
  • No fee for employer contributions
  • Deposits and withdrawals are subject to HSA limitations and eligibility*
  • FDIC insured account

*Community Shores Bank does not provide tax or accounting advice. We recommend you consult with a qualified tax professional.

Click here to download helpful information provided by the US Treasury Department regarding Health Savings Accounts.

For account disclosures and fee schedule, contact any of our customer service representatives.

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