THE BILL PAYMENT CONVERSION IS COMPLETE!!

We sincerely thank you for your patience during our conversion.

Personal Online Banking customers now have the convenience of a button at the top of the page to access bill payment.  You will have to acknowledge your email address and read and scroll down to accept the Terms and Conditions of the new bill payment service.  Business Online Banking customers will access via the Bill Payments link within the Funds Management menu.   

Your merchants, bill payment accounts and scheduled payments have converted.  If you have need for payment history and have not retained your account statements, please contact our Call Center at 888.853.6633 for assistance.

New bill payments can be set up, and old payments adjusted, to debit from your account on the due date of the bill -- where previously you had to schedule lead time -- with a CheckFree guarantee that your payment will be made on the due date.  A convenient payment calendar will also let you know if you can take advantage of Same Day or Overnight Payment -- in addition to the new Account to Account Transfer and Zash Pay services (fees will apply).

To learn all about the new bill payment features, view a demo at http://www.onlinebanktours.com/oec/index.php?BID=567

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FDIC Insurance Information 

On July 22, 2010, the FDIC's standard maximum deposit insurance amount was permanently increased to $250,000 per depositor. 
 

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It also includes Interest on Lawyers Trust Accounts ("IOLTAS").  It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

Call 231.780.1800 (Toll Free 888.853.6633) or visit your local Community Shores branch for details.