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Tips to Protect Your Debit or Credit Card during Holiday Shopping

Best practices to keep your information safe while shopping online or at retail locations:

  *  Carry only the card(s) you plan to use.

  *  Know where your cards are at all times.

  *  Check for evidence of tampering before you use an ATM to obtain cash.  Glue and overlays on the card reader are common indicators of tampering.

  *  Monitor account activity periodically via online banking and monthly statements.

  *  Ensure computers have the most up-to-date anti-virus software.

Because fraudsters will be hard at work this holiday season:

  *  Beware of phishing scams to obtain card, account or personal information through fictitious phone calls, websites, emails and more.

  *  Do not give out card, account or personal information over the phone unless you initiated the call.

  *  Do not click on links, download files or open attachments in emails from unknown senders.  The most friendly greeting card or video may contain an imbedded key logging virus.

  *  Phishing websites often copy the entire look of the legitimate website making it appear authentic.  The safe bet is to call the company to verify they sent the email before clicking on a link to their website.








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